AUTH 7QK204 PAYOUT
Where Stripe and Shopify payouts actually land
Which business accounts take processor and marketplace payouts without a hold, and how long the money sits in transit.
Batch 001 · Open
Business banking for sellers paid by platforms and processors
Write-ups on where Stripe, Shopify, Mercury, Novo and Relay actually leave your money — when a payout lands, what the account charges to move it, and what gets held back. Reasoning on the page, never a score attached.
- SEQ 001 PAYOUT •••• Processor and marketplace payouts
- SEQ 002 FEE •••• Account fees, wires and transfers
- SEQ 003 FX •••• Multi-currency holding and conversion
- SEQ 004 REFUND •••• Refunds, chargebacks and reserves
Batch status Open · nothing settled
Pending auth
Queued for settlement
No write-ups are published yet. This is the batch the site is being built to close, listed plainly so you can judge whether it is worth coming back for.
AUTH 3MB918 FEE
What a seller account costs once you use it
Monthly fees, wire and ACH charges, deposit limits — the line items that only turn up in the second month.
AUTH 5TD631 SALE
Mercury, Novo and Relay side by side
Three business accounts aimed at online sellers, set against each other on the terms each one publishes.
AUTH 8WF447 REFUND
Refunds, chargebacks and rolling reserves
What happens to a balance when money goes back out, and which providers hold a reserve against it.
AUTH 2HN085 FX
Selling across borders without losing the margin
Multi-currency holding, conversion spreads, and what an international payout costs by the time it arrives.
AUTH 6RC372 SALE
Shopify Balance against a standalone account
What you give up by banking inside the platform you sell on, and what you get back for it.
Settlement
Tap, auth, settle
How the write-ups are meant to be used once they exist — the same three moves the device makes.
1
Tap
Work out which leg of the money is the actual problem — the payout landing, the fee, or the reserve held back.
2
Auth
Check that leg against the provider’s own terms. Most surprises are published somewhere; they are just published quietly.
3
Settle
Choose on the leg that costs you most, not on the account with the loudest landing page.
End of batch 0 items settled · nothing published yet
This site went live before its first write-up. Nothing above is a link yet, because nothing has been written yet — the queued items are what is coming, not what is here. Sitemap